Do you need Insurance when hiring out a Bouncy Castle?

The answer is yes! You will need public liability insurance if you are hiring out bouncy castles or inflatables to the general public.

There are lots of insurance companies that specifically deal with leisure insurance lie hiring out bouncy castles etc. but the most commonly used ones are FML Insurance, Peacocks and Leisure Insure. Unfortunately, it’s difficult for us to advise what the cost of insurance would be for you as, like car insurance, it depends on where you live and on what/how many bouncy castles and inflatables you have.

Public liability which is an absolute necessity, because, even if you do everything right, accidents can happen and you still need to cover yourself in case the worst happens. Most insurers offer a £5 million cover for and this not only protects you and your business, but also the public.

We’d also advise you have a safety process for every hire. With all our purchases we also provide a business guide which includes hire agreement templates which we would recommend using on top of this (not as an alternative) which means you fully explain to your customer before the hire the safety procedures and whats expected etc, which is then signed by the customer. This gives you extra protection and then if they also damage the inflatable whilst it is with them you may be able to recover the repair costs back.

Your insurance will need to be renewed every 12 months. We would definitely recommend shopping around for the best deal. You will also need to notify your insurer when you purchase a new inflatable, so it can be added it to the cover.

Posted by devadmin

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